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Senior Credit Underwriter

Myanmar Citizens Bank (MCB)
Recruiter active 28 mins ago The recruiter at this company was last active reviewing applications.
Myanmar - Yangon
Full Time
Verified This job has been verified by the company as a real job vacancy.
1 week ago

Experience level

Manager

Job Function

Finance, Accounting

Min Education Level

Bachelor Degree

Job Description

  • Review individual transactions originated through lending Product Programs (PPG) before submission to the relevant approval authority as per the MCB process and CBM regulatory guidelines
  • Drafts credit reviews ensuring transaction is properly structured and credit submittal is accurate and properly presented for approval as per the delegation of lending authority within the pre-agreed Turn Around Times (TAT).
  • Conduct verification calls to establish the submitted information in the credit application comply with the pre-defined selection criteria by the PPG.
  • Review accuracy of all relevant information as dictated by each PPG, liaise with relationship managers on any unclear or incomplete client information
  • Interrogate credit bureaus, public collateral registries, land registries any other source of public information relevant to the credit quality of the borrower (when applicable)
  • Prepare activity reports on number of accounts received, reviewed, approved and rejected
  • Performs supervisory responsibilities as assigned.

 

Open To

Male/Female

Job Requirements

  • Good understanding of Customer Acquisition and Credit Underwriting;
  • Good understanding of credit decision models and determination of cut-offs based on unit economics/ profitability models. Knowledge of modelling using machine learning is a plus;
  • Strong quantitative and analytical skills in conducting analysis using customer performance data, credit bureau/ vendor data, and marketing data to make profitable underwriting decisions;
  • Ability to work efficiently in a matrix environment in managing the performance of new bookings and ensuring every loan booked is profitable;
  • Strong communication and presentation skills and an ability to transform data into insight to support decision making
  • Bachelor’s Degree in B.Com (Prefer ACCA,CPA)
  • Minimum 3 years of experience in Banking – preferably underwriting
  • Regulatory interaction experience with a large and complex banking organization

What We Can Offer

Benefits

- Ferry
- Other Benefit

Highlights

- Make a difference
- Join an experienced team

Career Opportunities

- Promotion opportunities
- Training provided

Apply for this job

OR

Experience level

Manager

Job Function

Finance, Accounting

Min Education Level

Bachelor Degree

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