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Recruiter active 24 mins ago The recruiter at this company was last active reviewing applications.
Myanmar - Yangon
Full Time
Verified This job has been verified by the company as a real job vacancy.
04 Aug 2020

Experience level

Experienced Non-Manager

Job Function

Accounting, Finance

Min Education Level

Bachelor Degree

Job Description

  • Review individual transactions originated through Corporate and Commercial business before submission to the relevant approval authority as per the MCB process and CBM regulatory guidelines
  • Drafts credit reviews/ risk analysis ensuring that each transaction is properly structured and credit submittal is accurate and properly presented for approval as per the delegation of lending authority in line with pre-agreed Turn Around Times (TAT).
  • Review accuracy of all relevant information including financial and non-financial information, conduct third party information review, review of general economic and industry standing to arrive at a credit decision. You will liaise with relationship managers on any unclear or incomplete client information and any other third party information.
  • Interrogate credit bureaus, public collateral registries, land registries any other source of public information relevant to the credit quality of the borrower (when applicable)
  • Perform Industry/ Business sector reviews as assigned to keep abreast the industry performance and potential.
  • Conduct Risk rating of credit applications using credit rating models/ credit scorecards as appropriate.
  • Prepare activity reports on number of accounts received, reviewed, approved and rejected
  • Performs supervisory responsibilities as assigned.

 

Open To

Male/Female

Job Requirements

  • Good understanding of Customer Acquisition and Credit Underwriting;
  • Good understanding of credit decision models and determination of cut-offs based on unit economics/ profitability models. Knowledge of modelling using machine learning is a plus;
  • Strong quantitative and analytical skills in conducting analysis using customer performance data, credit bureau/ vendor data, and marketing data to make profitable underwriting decisions;
  • Strong communication and presentation skills and an ability to transform data into insight to support decision making
  • Bachelors’ degree from reputable university
  • Minimum 3 years of experience in Banking – preferably underwriting
  • Regulatory interaction experience with a large and complex banking organization

 

What We Can Offer

Benefits

- Bonus
- Ferry
- Other Benefit

Highlights

- Fun Working Environment

Career Opportunities

- Promotion Opportunities

Apply for this job

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Experience level

Experienced Non-Manager

Job Function

Accounting, Finance

Min Education Level

Bachelor Degree

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