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Assistant Manager (Credit Risk)

AGD Bank

Assistant Manager (Credit Risk)

AGD Bank
Recruiter active 1 hour ago The recruiter at this company was last active reviewing applications.
Myanmar - Yangon
Full Time
Verified This job has been verified by the company as a real job vacancy.
24 Sep 2020

Experience level

Manager

Job Function

Legal, Risk and Compliance

Min Education Level

Bachelor Degree

Job Description

  • Underwriter plays the main role of shared risk management responsibilities between the sales management force and the risk management
  • Examine the credit history of the applicant, the purpose for the loan, collateral, the applicant's ability to pay back the loan and any financial risks involved
  • Verifying that all information provided is accurate and up-to-date, and that the applicant has the financial ability to repay the loan in full
  • Analyzing the loan amount requested is suitable for applicant's financial situation information and if there are other loan options that may be more appropriate
  • Evaluating loan applicant's credit data and financial statements in order to determine the degree of risk involved in lending money to them
  • Provide recommendations tied to analysis and assessment of credit risk
  • Conduct thorough analysis of financial statements and assessment of credit requests, including new requests, Additional/Renewal requests, refinancing and annual due diligence
  • Evaluating the financial status of borrower by producing financial ratios
  • Present analysis, findings, and recommendations to Section Head, especially findings that involve a borrower’s credit-worthiness before submitting to Credit committees for their approval
  • Preparing credit reports based upon analysis of borrower for submission to Credit Committee

Open To

Male/Female

Job Requirements

  • Bachelor of Business Management / Commerce / Finance / Accounting / Economics
  • At least (5) years of related working experience within a retail bank with progressive underwriting experience
  • Sound and effective interpersonal & communication skills in both Myanmar and English languages
  • Strong proficiency in Office 365 (Word, Excel, Outlook)
  • Ability to manage effectively competing deadlines for projects in a high-pressure work environment, with varying degrees of supervision

What We Can Offer

Benefits

Performance Bonus

Highlights

- An awesome company
- Join a winning team
- You can make a difference

Career Opportunities

- Opportunities for promotion
- Possibility for job training
- Learn new skills and techniques

About Our Company

AGD Bank is a private commercial bank in Myanmar. Established in 2010, it has grown to become a major driver of Myanmar’s economic development and has earned the trust of its customers as a supportive and responsible partner.
With currently 72 branches, AGD Bank is expanding its services and presence across Myanmar and aims to open its 80th branch in 2018. Our services range from personal accounts, loans, bank cards and local remittances to corporate and international banking, including business packages, foreign currency accounts and foreign exchange and overseas remittance
In particular, AGD Bank is recognised as a leading promoter of financial technology (fintech) solutions. The bank’s embrace of fintech defines its forward-looking approach, giving it a competitive edge with the launch of AGD Pay, its popular mobile payment app. Always innovating, AGD Bank is also focused on developing fintech’s potential to lower the barriers and cost of banking, making it easier for more people in Myanmar to benefit from its products and to improve financial inclusion across the country.

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