Job Description Review and check applications conducted by IL loan officers. Ensure data and information is accurate and of acceptable quality. Check applicant’s eligibility criteria. Conduct site visits at client’s business premises (on a sample basis), to verify the existence of clients and accuracy of the information captured by loan officer. Identify and verify outstanding information, and / or discrepancies in loan application Establish client Willingness and Capacity-to-Pay, as required in the Credit Process and Credit Evaluation Manual. Submit for approval/rejection loan applications to credit committee within approved mandate. Participate and facilitate credit analysis workshops and develop case studies. Periodically organize presentations on credit analysis of certain types of businesses, to improve the technical knowledge of loan officers. Assist to IL Manager in setting quarterly and annually performance targets Perform other tasks as assigned by supervisor.
PERSON SPECIFICATIONS Myanmar national. University graduate in finance, economics, accounting or related field. Minimum two years of successful working experience in microfinance or banking, with some knowledge and experience in Individual Lending. Strong knowledge of microfinance financial analysis, with focus in Individual Lending. Excellent communication skills. Computer proficiency in word processing and spreadsheets. Strong financial analysis skills. Able to assess character of potential clients. Willingness to work in low-income neighborhoods and spend long time in the field.
- Medical Benefits & Insurance- Other Benefits
Working Days => Monday to Friday
- Opportunities for promotion
- Possibility for job training
- Learn new skills and techniques
Early Dawn Microfinance Company Limited (DAWN) was founded in 2002 as a program under Save the Children International. In 2015, it became an independent company and has rapidly grown into one of Myanmar’s largest and leading microfinance institutions, providing high-quality financial services to micro and small business owners. DAWN is registered with the Ministry of Finance & Planning and operates with a deposit-taking license granted by the Financial Regulatory Department.DAWN is a fast-growing company with a need for talented individuals who share our values (Respect, Excellence, Innovation and Passion for Social Change) to support our growth. We have opportunities across the organization, in the field and at head office. We offer competitive salaries and benefits, a dynamic work environment, opportunities for learning, development and advancement, and a chance to work with a fantastic team.